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This document will look at the growth, possibilities and limitations in respect to mobile payments. Different methods paying with a mobile device will be examined as well as the consumer behavior of such across three continents. Case studies will look at Germany and United Kingdom in Europe, China in Asia and United States of America in North America. Analysis will be done to compare the similarities and differences between the two countries in Europe which are dominant regional players. There will also be conducted an analysis between the two dominant global players United States and China. The payment behavior on a continental level will also be looked upon in this thesis.